Terms & Conditions
Last Updated: April 2026
Hey, welcome to PickYourBank.com! We're glad you're here. Before you dive in, please take a few minutes to read through these Terms & Conditions — they explain how the site works, what you can expect from us, and what we ask of you in return. We've tried to keep it as plain-English as possible, while making sure everything is properly covered from a legal standpoint.
By using PickYourBank.com ("the Website"), you're agreeing to these Terms. If something doesn't sit right with you, please feel free to stop using the site and reach out via our support page.
Who We Are
PickYourBank.com is operated by Spread the Magic Ltd. We're an independent comparison website — our job is to help you find the best banking products out there, clearly and honestly.
How You Can Use This Site
The Website is here for your personal, non-commercial use. That means you're welcome to browse, compare, and use the information to make better financial decisions for yourself — but please don't use our content to build competing products or services without asking us first.
Without written permission, please don't:
- Copy, modify, or redistribute our content publicly
- Use our data or materials for commercial purposes
- Attempt to scrape or harvest information using automated tools
- Try to access parts of the site you're not supposed to
If you breach these terms, we may need to suspend your access and ask you to delete any materials downloaded or printed from the site.
Our Picks Are for Guidance Only — Not Financial Advice
We work hard to bring you accurate, up-to-date comparisons — but we're a comparison site, not financial advisors! Everything on PickYourBank.com is for informational purposes only and doesn't constitute financial, investment, legal, or tax advice.
- Rates, fees, and product terms change regularly — always double-check directly with the bank before applying.
- Our recommendations reflect our independent editorial opinion and current market research, but your best choice depends on your personal financial situation.
- We strongly encourage you to seek independent financial advice if you're unsure what product is right for you.
How We Make Money (Advertiser Disclosure)
PickYourBank.com is free to use because we may earn a commission when you click on a link, submit an application, or open an account through our site. This is standard practice for comparison websites.
We want to be upfront: this commercial relationship may influence which products appear on the site and how they're ranked. However, it never affects the accuracy of the information we provide. Not every bank or financial product available in the market is listed here.
No Guarantees — Here's the Legal Bit
The Website is provided on an "As Is" and "As Available" basis, without warranties of any kind. Spread the Magic Ltd and its team can't promise that:
- The site will always be available without interruption or errors
- Every piece of information will be 100% accurate or up to the minute
- Any technical issues will be fixed immediately
To the fullest extent permitted by law, Spread the Magic Ltd won't be liable for any indirect, incidental, or consequential losses — including loss of data, revenue, or profits.
Links to Other Websites
You'll find links to bank and financial institution websites throughout the site. Once you leave PickYourBank.com, we're no longer in control of what you see. We don't monitor or endorse third-party websites, and visiting them is at your own risk. Their own terms and privacy policies apply.
Our Content Belongs to Us
Everything on PickYourBank.com — text, data, graphics, and branding — is the intellectual property of Spread the Magic Ltd or its content partners, protected by copyright law. Please don't reproduce or distribute it without permission.
Your Privacy Matters
We take your privacy seriously. How we collect, use, and protect your personal data is explained in our Privacy Policy, which forms part of these Terms. We comply with applicable data protection laws, including UK GDPR and relevant EU regulations.
We May Update These Terms
We'll update these Terms from time to time — usually to reflect changes in how the site works or to comply with new regulations. We'll always note the date of the latest update at the top of the page. Continued use of the site means you're happy with the revised Terms.
Governing Law
These Terms are governed by the laws of England and Wales (or the jurisdiction where Spread the Magic Ltd is registered). Any disputes will be handled through the courts of that jurisdiction.
Questions?
Got a question or concern? Reach us through the support page on PickYourBank.com and we'll get back to you as soon as we can.
Thank you for using PickYourBank.com. We hope we make finding your next bank account a whole lot easier. 🙌
This Month's Top Bank Picks 🏦
Updated monthly by our editorial team · Last updated: April 2026
We comb through hundreds of offers every month so you don't have to. Here are the five standout bank deals worth knowing about right now:
Open a new Chase Total Checking account, set up qualifying direct deposits of at least $1,000 within 90 days, and receive a $400 bonus. One of the largest branch and ATM networks in the country.
Set up direct deposit and earn $50 for $1,000–$4,999 in deposits, or $400 for $5,000 or more — all within 25 days. No monthly fees, checking and savings in one place.
Open before May 4, 2026, and earn $400 when you receive $4,000 in qualifying direct deposits within 90 days. Unlimited ATM transactions at 40,000+ in-network ATMs.
High-Yield Savings with 3.80% APY, no monthly fees, and $1 minimum deposit. Earn up to $1,500 through a limited-time Raisin offer (open before April 30 and make a qualifying deposit).
Open a new eligible checking account by May 31, 2026. Earn $100 for $2,000 in direct deposits, $300 for $5,000, or $500 for $10,000 or more — all within the first 90 days.
Disclaimer: Rates and offers are subject to change. Always verify terms directly with the bank before applying. PickYourBank.com may receive compensation if you apply through our links. See Section 4 for our full advertiser disclosure.
Advertiser Disclosure: PickYourBank.com may receive compensation when you click on links, submit applications, or open accounts through our site. This may influence the products we feature and their placement. Not all banks or financial products are represented.
© 2026 Spread the Magic Ltd. All rights reserved.